Visa unveils commerce platform for autonomous shopping powered by artificial intelligence

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Credit card giant Visa has moved deeper into the AI ​​agent payments race, announcing on Wednesday a recent platform that will lend a hand companies participate in AI-powered commerce.

In statement on Wednesday, Visa described Intelligent Commerce Connect as a network, protocol and “token vault-agnostic agent commerce enablement platform for AI-powered agent creators and sellers.”

The system provides a universal platform for agent-based AI payments, which means consumer-facing AI agents can browse, select and pay for goods.

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“With a single integration through the visa acceptance platform, Intelligent Commerce Connect enables secure payment initiation, tokenization, spend control and authentication,” the company said.

Crypto networks such as Ethereum, Tron and Solana, as well as fintech companies, are positioning themselves as a way for AI agents to make online payments on behalf of consumers.

Easy integration enabling AI agent payments

The company said Intelligent Commerce Connect supports both Visa and non-Visa card payments and is compatible with mainstream AI agent protocols.

It also enables seller directory discovery on AI platforms, supports tokenization, spend control, authentication and PCI compliance, and is available through a single integration on the visa acceptance platform.

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The system is currently in a pilot phase with selected partners, with wider rollout planned for later in 2026.

This wasn’t the first foray into AI-enabled agent payments for Visa, which in March announced an experimental product called “Visa CLI” that allows AI agents to make same-day payments.

Nevermined integrates with Visa using x402

In related announcementAI fintech company Nevermined has integrated with Visa’s recent Intelligent Commerce solution using Coinbase’s x402 protocol, enabling AI agents to autonomously purchase digital goods and services.

Users can register their Visa card and set spending rules, AI agents can independently conduct transactions within these barriers, and merchants receive payments through their existing processor.

“x402 provides agents with an open standard to programmatically request payments, and this launch shows how it can work with secure card infrastructure to enable real-world commercial transactions between AI agents and merchants,” said Erik Reppel, creator of the protocol.

x402 has processed $24 million in transaction volume in the last 30 days, According to to the protocol website.

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