As a long -term owner Taylor Wimpey (LSE: Your shares, I must admit that the house builder did not provide the phrases I was counting on.

Difficult conditions in the housing market have been heavily burdened FTSE 100 The company and its peers. This means that over the last decade, Taylor Wimpey has dropped by 23.6% of the share price, from 142.5 pens to current levels of 108.8 pence.

Actions worth 10,000 GBP in mid -April 2015 would now be worth 7599 GBP.

However, keeping the Taylor Wimpey action was nothing like a disaster at that time. Thanks to dividend income of 100.05 pens per share, the investor would achieve a fit positive return of 46.2%, which means that the investment of 10,000 pounds would bring them a profit of 4261 GBP.

The average annual return of Taylor Wimpey in the last 10 years is 3.9%, below the average FTSE of 6.3%. But I hope that it will improve significantly in the next decade.

Improvement of perspectives

One of the reasons is that arduous loan conditions have been on constant improvement in recent times. Last year, Taylor Wimpey registered 10,593 finishes (including joint ventures), compared to 10,848 in 2023 and 14 154 a year earlier, as an escalate in interest rates of Bank of England (Boe) achieved access to the buyer.

But the falling inflation prompted decision-makers to start cutting, bicycle analysts tilted to continue the short-medium period.

Homebuyer A accessibility will facilitate the intensifying mortgage product among Great Britain lenders. The rates drop rapidly, and the requirements for deposits also soothe. According to muscles, this week the number of 5% of deposit loans on the market increased to the highest level since 2008.

Company’s profits can also escalate when the government takes action to supplement the building of houses in Great Britain. A potential outbreak of planning regulations can lead to the construction of modern houses 1.5 million in five years to 2029.

Taylor Wimpey expects the number of completion stabilize and range from 10,400 to 10800 (excluding joint ventures) in 2025. I think they could raise much later.

33.9% price benefits?

Unfortunately, Taylor Wimpey share price forecasts are not available for the next decade. But at least in the next 12 months the designer came to rapid growth.

He currently has the company’s ratings. Everyone expects that Taylor Wimpey shares will escalate over the following year, with the average target price is 145.6 pens.

This accounts for 33.8% of the bonus to current levels.

In good condition

However, despite these stubborn estimates, it is critical to emphasize that Taylor Wimpey and his peers are not yet outside the forest.

Any fresh escalate in inflation can cause Boe to stop the strategy of cutting the rate. Decision -makers can even raise loan reference point if, for example, American trading tariffs pay the price growth rate. In addition, house builders are fighting for labor -related costs due to skill shortages in Great Britain.

But in balance I think that matters are looking for a FTSE builder. This reflects the city’s forecasts suggesting that the escalate in earnings will improve quickly. They allow a 2% escalate in profit in 2025 to accelerate to 19% next year, and also escalate 18% in 2027.

Despite the recent worse results, I plan to keep my shares in Taylor Wimpey in the long run.