Robert Kiyosaki, author of the best-selling personal finance book “Rich Dad Poor Dad,” has issued a stark warning against what he describes as a looming retirement crisis for the baby boomer generation, pointing to cryptocurrencies such as Bitcoin, Ethereum and other assets such as gold and silver as core assets that families should hold to protect themselves from the coming turbulence.

In post about X addressed in Boomers and Their Families, Kiyosaki traced his concerns to 1974, when he claimed to have first identified the structural conditions that would ultimately lead to what he now calls the “baby boomer retirement disaster.”

As millions of baby boomers will face financial difficulties in 2026 – he warned, some will face homelessness – the author described this moment as the arrival of a crisis that he has been trying to facilitate people avoid for decades.

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The prescription Kiyosaki offered was direct. In the post, he pointed readers to what he described as the foundation for a vigorous financial future: real gold, silver, Bitcoin and Ethereum. This framework was intentional – “real gold” rather than exposure to paper or ETFs – which signaled a preference for physical and decentralized assets over instruments tied to the established financial system, which he has long criticized.

The recommendation places Bitcoin and Ethereum alongside the two oldest monetary securities in history, a pair that Kiyosaki has consistently returned to in recent years as his skepticism of fiat currency and Wall Street deepens.

A broader warning

Kiyosaki’s post also referenced two books he wrote specifically for boomers facing retirement uncertainty – “Retire Young to Retire Rich” and “Who Stole My Retirement?” — noting that Wall Street has historically resisted both titles. He suggested that for those who followed the advice contained in these books, the current environment confirmed the effectiveness of the preparation.

The author concluded with a characteristically blunt assessment of what lies ahead, describing a “tough global economy” and urging supporters to prepare accordingly.

At the time of writing, Bitcoin is trading around $79,500 and the broader market is consolidating near key support levels as macroeconomic uncertainty continues to weigh on sentiment.

BTC's price trending upwards on the daily chart. Source: BTCUSD on Tradingview

Cover image from Grok, BTCUSD chart from Tradingview