I think that shares in Great Britain are a brilliant way of saving for retirement because they offer a winning combination of dividend income and potential augment in share prices.

I am now over 50 years elderly and I rely on the wallet about 15 different actions to build wealth in the last period of my professional life, in self -proclaimed personal retirement (SIPP). Here are three of my favorites. They offer very different things, but all should contribute to my retirement goals.

M&G is the highest income reserves

In the case of income, I could not resist the wealth manager M & G (LSE: MNG). It offers a tip of about 7.9%, and the price of the action was also doing quite well. Over the past year, it increased by 22.7%, which gives a total refund of 30% after taking into account the dividend. Within five years, shares increased by 70%.

This is not the easiest company for analysis, partly because the results are currently reported in accordance with the MSSF 17 accounting standards, which caused that comparisons are more complicated in the insurance sector. In its six months of update, September 4 recorded an augment in profits by 3 million GBP before taxing up to 378 million GBP. Nothing spectacular, but sufficiently stable.

Investors should not expect a rapid dividend growth. The management conducts for an augment of about 2% per year, less than today’s inflation rate. Still, I think that initial performance is hard to ignore. One risk is that if stock market markets fall, customers can collect funds. The popularity of trackers threatens her busy. But I still think that investors focused on income are considering buying today.

JD Sports needs a break

Sports trainer and seller Sports JD fashion (LSE: JD) is a completely different perspective. She was a growth star for years, but she fought recently. The price of the shares has dropped by 42% in the last 12 months, despite the 20% jumping over the past three months.

Sports JD shares are flat today (September 24), despite the 18% sales leap to 5.9 billion GBP within six months to August 2, while confirming that it is on the right track to meet the guidelines for profits for the whole year.

The profit in the first half dropped by 13.5% to 351 million pounds, in accordance with the guidelines, and investors remain terrified of the conversation “difficult” commercial environment.

Buying this action is an act of faith, taking into account the last results. However, its valuation is low-cost, with a ratio of a profit of only 7.2. What he really needs is a stronger market of economy and jobs. We are not there yet. Risky but worth considering.

Scottish Mortgage is a growth star

My third choice is more a fund than a single action: Scottish Mortgage Investment Trust (LSE: SMT). It has been for over a century, and its global portfolio includes American technological giants, Asian e-commerce companies and some private companies. The load is relatively low at just 0.31%.

Of course, this is associated with risk. Trust is heavily tilted in relation to American technology, so when this sector is swayed, a similarly Scottish mortgage. For example, it broke up during the sale of technology in 2022. The price of shares recently achieved recently, increased by 40% last year and 70% above two.

Technological valuations in the USA look a bit of Toppy today, because AI Mania continues, but I still think it’s worth buying with a long -term view. If we receive a crash on the stock exchange, consider buying a DIP.