I built a decent position FTSE 100 Dividends M & G (LSE: MNG) and I have done it well so far. The shares increased by 20% last year, and the final dividend performance of 7.8% increases my total annual return to 30%.

The price of M&G shares has dropped today, which does not worry me. The shares go up and down all the time. In fact, it intrigues me, because now it tempts me to complete my participation before the actions are detected on September 11, just over a week. In this way I will pack a transient dividend 2025, paid on October 17.

The price of M&G shares dropped by 2.8%this morning, because concerns about the growth of bonds in Great Britain aroused the market. It was enough to also take out other high jiela, with Legal and general group AND Phoenix Group Holdings Both by about 3.8%. Lower share prices automatically escalate the yields, which makes M&G income stream even more attractive.

M&G is the best dividend payer

I think M&G looks good for its dividend. In 2024, he generated 933 million GBP of operating capital, overcoming expectations and expects him to get 2.7 billion GBP in the next three years. The solvency ratio remains robust at 223%.

Of course, dividends are never guaranteed. Last year, M & G net outlets amounted to 1.9 billion GBP, because unstable markets markets. Another struggle for sales in global actions would repeat the managed assets that could scare away current customers and stop recent ones.

M&G looks like increasing future payments by a modest 2% per year. With inflation currently 3.8%, it looks like a reduction in reality. However, the performance remains more than vigorous.

Soon transient payment

At today’s price of 257 pens, an investment worth 3000 GBP would buy about 1167 shares. In October 2024, M&G paid a transient dividend of 6.6 pens per share. If the transient payment increases by 2% this year, I would expect this year’s passing to be about 6.73 pens. I would give me 78.54 £ £ 3,000. This is enough to buy another 30 shares.

It doesn’t sound like a fortune, but it’s money on my account just a few weeks after purchase. In addition, I already have 3,601 shares. Next month they will pay me about 242 pounds. In total, I would look at 320 pounds in October.

This is just the first payment. I will get a larger final dividend of about 13.77 pens in May, with happiness. If I have 4,708 shares by then, I will receive another 650 pounds in May. That’s why I like income shares.

Long -term investing

One thing to remember is that when the action goes ex-dividend, the price usually decreases to reflect the payment leaving the company. So it’s never a basic win. But I think that it is worth considering M&G for people looking for income prepared to maintain for years, allowing the dividends to rise, treating all the increases in the price of shares as a bonus.

There will be impacts along the way. Markets could still fight if inflation turns out to be sticky or interest rates remain higher for longer.

For me, it’s about playing a long game. Each dividend control increases the effect of a convoluted return. Buying on immersion ensures even better value. I have until September 10 to make this trade.