How FTSE 100 It continues to augment above 9,000 points, the largest dividend profitability falls. The index does not seem to be directed by shares offered in the scope of over 10%. But the previous leader Phoenix Group Holdings (LSE: PHNX) fell to 8%.

Taylor Wimpey (LSE: Your) Most attract my attention to the forecast of 9.3% performance. It has been strengthened from last year’s augment in share prices – the shares have dropped by 40% in the last 12 months.

Inflation backs no assist and can even restore home regaining. Less cash in the pockets of people in combination with still exposed mortgages does not assist in home sales.

I thought we had passed the time of depressed builder actions. But maybe for some time. And I think that this gives us a renovated opportunity to consider the purchase in a long -term perspective when the shares fell.

Thanks to the results of the first half, at the end of July, the company dropped their ephemeral dividend to 4.67 pens per share-Z 4.8pa a year earlier. I do not consider this a problem, but the dividend set at 7.5% of the net assets. Does not directly reflect profitability.

Loss in the first half

But the company also recorded a loss in the first half of 92.1 million GBP before tax, which is very compared to last year’s profit of 99.7 million GBP. However, this was mainly due to one -off costs. They include resolving competitive and market power, costs from cladding regulations and other historical problems.

The forecasts are reasonably floating, anticipating a return to robust earnings in 2026 and 2027 and see a boundary dividend in the next few years.

After a few bad messages, others often take up, so I would not exclude a major impact on costs. Inflation pressure can build supplies for some time. And the prime ratio (P/E) of 10.6-after 2025 looks like an augment due to losses in the first half-I, maybe it is not inexpensive, considering the risk of the sector.

But if this excellent performance 9%+ dividend persists – which we cannot guarantee – I think it can be one of the best stocks of the FTSE 100 dividends to be considered.

Insurance

Returning to the Phoenix group, 8% is still cracking. But can the company keep it? It must be a great uncertainty.

City analysts believe that it will be paid, even slightly raised, at least by 2027 and see that earnings also grow on this time scale, because the company looks like a return to the lower profit. But even with the forecasts of stubborn earnings, we still saw how the discussed dividend barely covered in 2027 – and it was not close.

Falling cash reserves

Despite this, cash available for insurance companies for dividend payment is slightly more convoluted. During the results in FY 2024, Phoenix set his distributing reserves on 5 571 million GBP. But forecasts suggest that net cash can decrease to just £ 540 million by 2027.

I am still considering buying the Phoenix group shares. But I am a bit nervous that 2027 can be a crunchy year to decide if great dividends are really balanced.