What do their schools teach? I mean children. About 8 million British have their savings in uncomplicated ISA cash, while only 3m have an ISA shares account.

Perhaps the trend reversed? NO! The number of Cash Isa increased by 700,000 in the latest annual numbers, but the number of ISA shares has fallen by 100,000. One in five members of British public opinion did not even hear about this last medium!

This difference appears despite the very clear difference between the typical reimbursement indicators of both types of investments in recent decades. SPOILER ALERT: The stock exchange wins.

Our valued treasure chancellor Rachel Reeves agrees. The usual brains to come up with a way that the population put money for the stock exchange, as evidenced by the rumors that it is threatened with a reduction in the limit of deposits to ISA in cash to 4000 pounds a year.

The best in the world?

Even many British who consider themselves fakgo with ISA actions and, probably in the gloomy, about how powerful they are. Telegraph He went so far to call them “Probably the best investment packaging in the world”. Quite a bold claim, no? What is so good in this type of ISA to put them in the UNO NUMO on the board of an investment in shares?

First of all, the limits of deposits are high. The contribution limit of 20,000 £ per year (or £ 1667 per month) covers almost everyone. For two tax people it is sublime. Dividend taxes and capital profits paid on this account are a enormous zero fat – and for life!

It should be remembered that tax treatment depends on the individual circumstances of each client and may change in the future. The content in this article is provided only for information purposes. It is not to be, nor does it constitute any form of tax advice. Readers are responsible for implementing their own diligence and obtaining professional advice before making investment decisions.

For three, taking into account the world-class financial sector in London, I have access to tons of fintechs offering easy-to-use applications with very low fees that allow me to invest in almost any supplies-in the whole pond that in recent years offered amazing profits.

One idea

Speaking of a fairly enormous financial sector of our country, I can invest in one of these many companies in such ISA. For example, actions at High Street Bank Nestwest (LSE: NWG) Recently increased, which is an augment of 41% in the last year.

Why? Well, on May 30, the government sold the last of its rescue packages 17 years. Then on July 25 Natww published a great set of earnings. Earnings have overcome the expectations of the quarter. The guidelines for next year were updated. A cash pool worth 750 million pounds for the purchase of shares was also marked. All three take on well at the price of the action in the future.

Looking at the long -term, CEO of Paul Thwaite, excitedly “Revolutionization of how to work” By “AI capabilities”He emphasizes that this is not a stuffy senior defense supply, but one prepared for a meeting with the future.

As for disadvantages, rumors about the decrease in interest rates will harm all lenders who benefit from the margins between borrowing and loans. Natwest shares can also fight if the British economic forecasts are still omitted, taking into account its dependence on the domestic market. In general, I think this is one of the investors for ISA.