Shares in AvivaIN Legal and generalAND Phoenix group This year they all brought great phrases. Especially when you consider immense dividends that pay these FTSE insurance shares.

Looking to the future, these actions can still reward investors. However, according to urban analysts, there is another supply of insurance with a much greater potential.

Soon it runs out of Steam?

Looking at the prices of the broker stock prices, analysts do not believe that Aviva, Legal & General and Phoenix Group can climb much higher.

Currently, the average Aviva target price is actually 2% below The current price of the action. In the case of legal and general and Phoenix, the goals are 2% and 4% above current share prices, respectively.

Of course, these actions can provide much higher phrases due to immense dividends in the offer. Currently, these shares give 6% to 9%.

In general, it is not expected that complete returns will be huge over the next 12 months. Considering dividends, the average expected total return is about 9%.

Three times return?

Now the supplies in which analysts see greater potential are good Prudential (LSE: PRU). He was strenuous for a few years because of the economic weakness in China, but now he returns, jumped from 637 pens to 923 pens this year.

Analysts believe that in the next 12 months it may augment much higher. Currently, the average target price is 1188 pence, which is 29% higher than today’s price of shares.

Note that it offers 2% dividend profitability. So if the average price of the analyst was achieved, investors would look at total returns by about 31% – more than three times the expected return from Aviva, Legal & General and Phoenix Group.

Share price catalysts

Why are analysts so stubborn here?

Well, one of the reasons is that the company’s guidelines have recently been very encouraging. In March, the insurer said that he was expecting a up-to-date business profit, a profit for action and dividends for action for all growth by over 10% this year.

Another reason is that the current valuation looks low in relation to the long -term potential associated with key markets, Asia and Africa. Currently, Prudential has a price ratio (P/E) of only 10 when you look at the profit forecast for the action for next year.

Insurance penetration rates in Asia are low, and there is further, and the demand for long -term savings and protection products on our markets, along with the need to manage property and retirement planning, especially on our Asian markets with higher income.
CEO of Prudential Anil Wadhwani, March 2025

It’s worth looking

Of course, there is no guarantee that Prudential Actions will reach 1188 Pens in the near future. While the supplies are now strongly up, this tendency could turn around if the economic conditions in Asia suddenly change into worse.

However, I think that the configuration looks attractive today. In terms of P/E of 10 I think that it is worth considering reserves.