My Taylor Wimpey (LSE: TW) Actions have beat, falling 22% over the past year. However, when I crunch the numbers, they still look like it is worth considering for me. But are they?

Word of warning. I bought shares for the first time in FTSE 100 In 2023, the builder was very unstable in this relatively tiny period. At some point I sat on 40% of paper profit. Now I’m falling by 5%.

Higher interest rates reached the buyer’s trust and made the mortgages more pricey, achieving demand. And this depending on the long -term problems related to price affordability, not to mention the slowed economy. Higher inflation increased the costs of the workforce and materials, further compression of the margins. This is a lot to accept.

Is this FTSE 100 supplies really an opportunity?

Like many of his rivals, Taylor Wimpey reported a decrease in the completion of real estate last year. The Council answered, offering the buyers incentives and discounts, reducing margins again.

However, the balance remains mighty. Taylor Wimpey boasts a solid ground bank, low debt and a disciplined approach to cost management.

With price ratio to a profit of 11.6 times, shares look low-cost compared to its historical medium and peers. This is a key reason why I see an opportunity here.

The United Kingdom is still facing a chronic housing shortage that supports demand. The Bank of England expected to reduce interest rates two or three times this year. If so, the costs of the mortgage may fall, and the buyer will return, increasing the sales volume and profitability.

None of this is guaranteed. Markets expected six interest rate discounts last year. We only have two. Inflation remains sticky. Donald Trump’s tax tariffs and trade tariffs could keep it.

In the commercial update on January 16, Taylor Wimpey said that the year -round completion of Great Britain was at the top end of the guidelines, with operational profit as expected. We will learn more when the final results published on February 27.

The group ended 2025 with a solid book worth 2 billion pounds, representing 7312 houses. However, the Council also warned that the employer’s budget increases, and the minimum wage will enhance the costs from April.

Brilliant dividend performance

I haven’t mentioned the dividend yet. This is a huge point of sale. Forecast performance for 2025 is 8.5%. The management of the management board is to pay 7.5% of net assets each year, usually about 250 million GBP.

I don’t expect rapid growth. In February last year, the management raised a dividend by a fraction of a penny, from 4.78 pens to 4.79 pens. Given high performance, it is challenging to complain.

Taylor Wimpey remains generative. This is a faded earlier economic situation while maintaining attractive shareholders. But if everything happens really bad, you can cut it.

16 analysts offering annual stock prices have created a median of just over 148 pens. If it is correct, it is an enhance of about 27% from today. In combination with this performance, this would give me a total refund of 35%. Thumbs!

For now, Taylor Wimpey remains a well -managed business with long -term growth potential. While the risk remains, especially around interest rates and consumer sentiments, its valuation looks convincing. I will not buy, however, because I already have a gigantic share. But I think shares are worth investors.