Analysts expect a dividend of £83.6 billion FTSE100 in 2025 according to AJ Bellwhich is an boost of 6.5% compared to last year. This means that the forecast forward dividend rate will be 3.9%.

Of course, this is an index-wide snapshot. Some individual stocks offer much more, including M&G (LSE:MNG) i Feniks Groupwhich give over 10% profit!

Here I’ll take a look at three FTSE 100 financial companies that could see my investment account start to pay dividends.

Efficiency 10%+

Let’s start by saying that I can’t leave out M&G. Shares of this wealth management and investment firm currently offer a staggering yield of 10.4%.

What’s more, City analysts expect the payout to boost by a further 3% this year to 20.7p per share. If this were to happen (taking into account that the dividend is not assured), the forward yield would be 10.8%.

In other words, investors could expect to return almost 21p on each share they buy at today’s price of 190p. Just writing this makes me want to close my laptop and reach for my phone to buy some shares!

Nevertheless, please be aware of the risks. As an asset manager, M&G is exposed to the vagaries of financial markets while competition is fierce. Additionally, the rise of interest in passive investing continues to create long-term challenges for the asset management industry, at least for vigorous managers.

However, bearish sentiment towards many FTSE 100 financial companies seems to me to be overblown. M&G is due to publish its results for last year in March. If the report shows no cause for concern, I may add a few stocks to my portfolio to target out-of-this-world earnings.

8% efficiency

The next one is Aviva (LSE: AV.). The company is already a British insurance giant, but it is set to grow even bigger after signing a deal to buy its rival Direct line for £3.7 billion. If adopted, it would significantly strengthen Aviva’s position in motor insurance.

Keep in mind that this would also mean increasing risk, as these types of acquisitions are not always successful. The share price hasn’t gone anywhere since the announcement, suggesting investors are indifferent.

However, going forward, Aviva is forecast to boost its dividend by 7% this year to 38p per share. This translates into an attractive dividend rate of 8%.

Meanwhile, the company’s shares look affordable, with a price-to-earnings ratio of 9.8. For now, I’m content to still own Aviva shares

6.6%

It’s finally here HSBC (LSE: HSBA). The Asia-focused bank has enjoyed mighty growth, with its shares now trading at a multi-year high of 790p. However, the projected yield for 2025 is still 6.6%, well above the FTSE 100 average.

In the meantime, the company bought back a significant part of its shares. In October, it announced a modern $3 billion buyout, following on from a previous $3 billion one. Indeed, as of the end of September, it had already paid out $18.4 billion in dividends and buybacks for the year. So the bank is currently in a good position.

That said, HSBC generates the majority of its profits in Asia. If these markets, especially China, were to suffer from a modern trade war under Donald Trump, it could cause earnings volatility.

However, given that the stock is still affordable and offers a yield of 6.6%, I like the risk/reward balance here.