A recent report from payments infrastructure company Cybrid shows that the business exploit of stablecoins will grow rapidly over the next 12 months as the adoption of digital currency becomes mainstream.

The report found that 42% of surveyed companies are already using stablecoins for cross-border payments, and 88% of respondents said they are likely or very likely to exploit stablecoins in the next 12 months. Despite this, only 2% identified themselves as committed users of time-honored payment rails.

The study found that companies using stablecoins saw average savings in cross-border payment costs of 35%, and companies processing monthly payments worth more than $100 million saw average savings of up to 47%.

Source: Cybrid report

Global stablecoin market capitalization currently amounts to $307.64 billion, led by USDT Tether – $184.7 billion and USDC Circle – $73.51 billion – according to Coingecko data. Thanks to the latest legislation, GENIUS Act stablecoins have reached a market capitalization of over $76 billion. This established the first federal regulatory framework for payment stablecoins in the United States.

The report is based on a survey conducted between April 28 and May 4 among 468 managers and business leaders.

Various users seek regulatory clarity to gain trust

The most common exploit case for stablecoins among respondents was payroll and contractor payments, followed by supplier payments, customer payments, investing and profit generation, supplier payments, and treasury and liquidity management.

Regulatory transparency was also the most essential factor according to respondents, which would augment their confidence in the wider exploit of stablecoins, with 71% ranking this as more essential than trusted infrastructure providers or integration with existing systems.

Respondents came from the technology, financial services and e-commerce sectors in the United States, Canada and the United Kingdom, including senior executives, finance and treasury managers, and payment and operations leaders.

Related: Breez launches Bitcoin-to-stablecoin payments on over 30 blockchains

Companies are expanding the infrastructure for stablecoin payments

Separate industry data shows the same trend. In June, payments infrastructure provider Paybis said business customers accounted for almost 98% of stablecoin withdrawal volume processed through its platform in the first four months of 2026, up from 36% in 2023.

Paybis also cited a McKinsey study that estimated that business-to-business transactions accounted for approximately 60% of the $390 billion in global stablecoin payment volume recorded in 2025.

Companies continue to expand infrastructure to meet growing business demand. In May, Falcon Finance debuted fUSD stable dollar through Anchorage Digital Bank’s federally regulated issuance platform, targeting institutional trading, collateral flows and treasury.

On Monday, BNY expanded its digital asset custody platform to support USDC Circle, enabling institutional clients to store, transfer, mint and exchange stablecoins directly through the bank.

Source: DefiLlama

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