When you’re looking for dividend stocks to buy, your eye is often drawn to massive yields of over 9%. But like those occasional all-you-can-eat buffets, they’re often too good to be true. In other words, they are traps.

However, the following pair of dividend stocks seem solid to me. Moreover, they do not bring a paltry 1%-2% profitability. Each of them offers a projected dividend yield of 6.3%.

FTSE100

The first stock is Aviva (LSE:AV.) z FTSE100. With over 25 million customers across the UK, Ireland and Canada, the insurer probably needs no introduction. Over 7 million customers in the UK have two or more policies with Aviva.

As we can see, the share price has performed well, roughly doubling in five years. However, the forecast dividend yield is still at an attractive level of 6.3%.

After acquiring rival Direct Line for £3.7 billion, it is now the UK’s largest motor and home insurance company. Management expects the compound annual growth rate of operating earnings per share to be 11% from 2025 to 2028.

Needless to say, this bodes well for the dividend prospects, as the market expects a nearly 7% augment in the payout in fiscal 2026. Share buybacks are also expected to resume this year, which could support the share price.

However, the inescapable fact is that the insurance market is competitive and a recession would not assist anyone, including Aviva.

However, with the stock trading at a reasonable 11 times earnings and its solid dividend prospects, I think Aviva is worth checking out.

FTSE250

Come on, we have TBC Bank (LSE:TBCG) z FTSE250. This one is probably less known because it is one of the two vast banks in Georgia. It’s a country in the Caucasus, between Europe and Asia, not a US state.

This geography helps explain why the company’s stock has risen nearly 250% in five years. As trade routes through Russia were restricted after the war, Georgia became an crucial trade hub connecting China and Central Asia with Europe.

Additionally, it benefited from the inflow of skilled immigrants from Russia and the tourism boom. TBC also has a powerful presence in Uzbekistan, another high-growth economy that recorded a GDP growth of 7.7% in 2025.

This helped the lender augment its Q3 operating revenues by 17% and its monthly energetic customers by 14% to 7.46 million. Meanwhile, the bank’s return on equity remains consistently in the mid-20s, which is above the industry average for European and emerging market banks.

The main risk I see is increased political tensions resulting in lower tourism revenues in early 2025. If this situation escalates again, it could hurt investment in the country, resulting in less lending.

At this stage, however, it seems that the bank is well prepared for further development. Tourism is recovering, which helped the Georgian economy grow by 7.5% last year. The UN forecasts growth of 5.4% in 2026 and up to 6% in Uzbekistan.

The stock is trading very cheaply, trading at just 5.5 times forward earnings, with a projected yield of 6.3%. The payout is almost triple your expected earnings, providing a significant margin of safety.

Considering TBC stock is down 13% since July, I believe this is a dip-buy opportunity worth taking seriously for its passive income.