Before the Internet, people needed an forthright part of cash to start investing due to high brokerage fees. Today, however, everyone can start because of modest sums. Democratized technology stock investments.

Therefore, 1000 pounds are straightforward enough to throw the ball this year.

Small acorns

With such a number of options in the UK, ISA would be actions and actions. This wonderful account protects returns – both dividend income and profits from the share price – from the taxpayer. Of course, this enables growing portfolio and connecting much faster.

The annual contribution limit is 20,000 GBP. But the good news is that it is possible to build a long -term wealth for almost half of it.

For example, someone who invests 1000 pounds a month would reach 1 million ISA in just over 23 years, assuming that all dividends have been invested again and an average 10%refund was achieved.

It should be remembered that tax treatment depends on the individual circumstances of each client and may change in the future. The content in this article is provided only for information purposes. It is not to be, nor does it constitute any form of tax advice. Readers are responsible for implementing their own diligence and obtaining professional advice before making investment decisions.

Dividends to be considered

The average ISA supplier offers the world of investing options, from shares in the USA, such as growth actions Amazon to the British dividend, such as Lloyds.

I think for cautious investors who like the idea of ​​receiving dividends Legal and general (LSE: LGGU) It is worth considering actions. It has a high 9% dividend performance in 2025!

Of course, dividends are never guaranteed, and during a financial crash the Insurance and Asset Management Group may encounter increased liabilities and reduced assets.

Nevertheless, I think that the income potential looks forceful, especially after the company has just sold American protective activities for USD 2.3 billion.

From this he allocated 1 billion pounds to a up-to-date action purchase program. And plans to return the equivalent of 40% of market capitalization – over 5 billion pounds – for shareholders through dividends and purchase by 2027.

Based on current forecasts, the 1000 GBP investment in legal and general shares can bring about 152 GBP in dividends in the next 18 months.

Spare growth to consider

I think for more risky investors Now Holdings (NYSE: NU) Worth watching. Commonly known as Nubank, it is a leading FinTech company in Latin America and the largest digital bank platform outside Asia.

Incredibly, the company supported by Warren Buffett now has over 100 million customers in Brazil itself, and at the same time develops rapidly in Mexico and Colombia. In fact, this has doubled the customer base in Mexico over the past 12 months!

In 2024, revenues expected by 47% a year to USD 11.8 billion, and net profit increased by 84% to USD 2.2 billion.

Of course, a bank without branches cannot grow at such a dizzying rate for an indefinite period and faces above -average risk of hyperinflation and wild currency swings in Latin America. Such problems can knock out earnings and suppress investors’ enthusiasm.

Despite this, analysts have annual revenues over USD 21 billion by 2027, and profits are growing at an even faster pace. And Nu develops outside of banking, recently launching mobile phones in Brazil under the Nucel brand.

When we proceed in our implementation, we prepare for consolidation of NU as a leading platform of digital services in the world, going beyond financial services.

David Vélez, founder and general director of Nubank.

Interestingly, shares trade 23.5 times forecasted profits at 2025, and repeatedly fall to 17 to 2026. In the case of such a machine, I think the valuation looks too budget-friendly.

I want to add more action to my own portfolio before summer.